Call reports 2024
MCS BANK — 2024
What MCS BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 199,725,000 | 205,296,000 | 207,930,000 | 207,215,000 |
| Total loans | 161,297,000 | 165,629,000 | 166,879,000 | 170,044,000 |
| Allowance for loan losses | 1,860,000 | 1,771,000 | 1,875,000 | 1,819,000 |
| Securities available for sale | 13,599,000 | 13,217,000 | 12,943,000 | 12,116,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 173,885,000 | 179,912,000 | 181,294,000 | 180,644,000 |
| Interest-bearing deposits | 145,790,000 | 30,084,000 | 31,504,000 | 150,850,000 |
| Noninterest-bearing deposits | 28,095,000 | 149,828,000 | 149,790,000 | 29,794,000 |
| Equity capital | 22,013,000 | 22,360,000 | 23,371,000 | 23,381,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 2,356,000 | 4,712,000 | 7,626,000 | 10,310,000 |
| Interest expense | 664,000 | 1,324,000 | 2,179,000 | 2,969,000 |
| Net interest income | 1,692,000 | 3,388,000 | 5,447,000 | 7,341,000 |
| Noninterest income | 449,000 | 899,000 | 1,690,000 | 2,257,000 |
| Noninterest expense | 1,723,000 | 3,491,000 | 5,273,000 | 7,258,000 |
| Provision for loan losses | 76,000 | 137,000 | 419,000 | 662,000 |
| Pretax income | 332,000 | 659,000 | 1,435,000 | 1,667,000 |
| Income tax | 86,000 | 172,000 | 266,000 | 218,000 |
| Net income | 246,000 | 487,000 | 1,169,000 | 1,449,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,639,000 | 22,886,000 | 23,282,000 | 23,583,000 |
Machine access — free, no API key
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