Call reports 2023
MCS BANK — 2023
What MCS BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 186,850,000 | 189,750,000 | 189,511,000 | 193,131,000 |
| Total loans | 148,296,000 | 152,171,000 | 152,092,000 | 157,573,000 |
| Allowance for loan losses | 1,828,000 | 1,867,000 | 1,889,000 | 1,903,000 |
| Securities available for sale | 17,097,000 | 16,427,000 | 12,719,000 | 14,196,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 162,606,000 | 163,500,000 | 164,331,000 | 167,556,000 |
| Interest-bearing deposits | 134,574,000 | 135,153,000 | 135,979,000 | 140,484,000 |
| Noninterest-bearing deposits | 28,032,000 | 28,347,000 | 28,352,000 | 27,072,000 |
| Equity capital | 20,745,000 | 20,977,000 | 21,202,000 | 21,824,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,009,000 | 4,179,000 | 6,343,000 | 8,680,000 |
| Interest expense | 378,000 | 851,000 | 1,403,000 | 1,997,000 |
| Net interest income | 1,631,000 | 3,328,000 | 4,940,000 | 6,683,000 |
| Noninterest income | 371,000 | 820,000 | 1,275,000 | 1,760,000 |
| Noninterest expense | 1,392,000 | 2,859,000 | 4,444,000 | 6,124,000 |
| Provision for loan losses | 134,000 | 337,000 | 340,000 | 498,000 |
| Pretax income | 476,000 | 952,000 | 1,387,000 | 1,773,000 |
| Income tax | 128,000 | 258,000 | 378,000 | 483,000 |
| Net income | 348,000 | 694,000 | 1,009,000 | 1,290,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,601,000 | 21,807,000 | 22,139,000 | 22,440,000 |
Machine access — free, no API key
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