Call reports 2022
MCS BANK — 2022
What MCS BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 185,378,000 | 185,092,000 | 188,237,000 | 189,253,000 |
| Total loans | 131,021,000 | 137,871,000 | 145,561,000 | 146,442,000 |
| Allowance for loan losses | 1,061,000 | 1,181,000 | 1,270,000 | 1,277,000 |
| Securities available for sale | 20,356,000 | 22,234,000 | 20,517,000 | 18,604,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 161,159,000 | 161,286,000 | 161,233,000 | 158,937,000 |
| Interest-bearing deposits | 136,894,000 | 136,729,000 | 134,752,000 | 131,020,000 |
| Noninterest-bearing deposits | 24,265,000 | 24,557,000 | 26,481,000 | 27,917,000 |
| Equity capital | 20,386,000 | 20,194,000 | 20,193,000 | 20,618,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,513,000 | 3,190,000 | 4,991,000 | 6,898,000 |
| Interest expense | 263,000 | 510,000 | 774,000 | 1,091,000 |
| Net interest income | 1,250,000 | 2,680,000 | 4,217,000 | 5,807,000 |
| Noninterest income | 283,000 | 630,000 | 1,004,000 | 1,375,000 |
| Noninterest expense | 1,284,000 | 2,600,000 | 3,944,000 | 5,308,000 |
| Provision for loan losses | 121,000 | 273,000 | 425,000 | 576,000 |
| Pretax income | 196,000 | 505,000 | 920,000 | 1,366,000 |
| Income tax | 43,000 | 121,000 | 232,000 | 315,000 |
| Net income | 153,000 | 384,000 | 688,000 | 1,051,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,062,000 | 21,280,000 | 21,581,000 | 21,791,000 |
Machine access — free, no API key
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