Call reports 2021
MCS BANK — 2021
What MCS BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 174,360,000 | 175,202,000 | 179,155,000 | 180,316,000 |
| Total loans | 130,213,000 | 128,491,000 | 128,324,000 | 130,138,000 |
| Allowance for loan losses | 721,000 | 814,000 | 977,000 | 1,017,000 |
| Securities available for sale | 17,417,000 | 25,526,000 | 25,364,000 | 23,921,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 149,792,000 | 150,462,000 | 154,344,000 | 155,622,000 |
| Interest-bearing deposits | 129,426,000 | 130,480,000 | 133,305,000 | 134,732,000 |
| Noninterest-bearing deposits | 20,366,000 | 19,982,000 | 21,039,000 | 20,890,000 |
| Equity capital | 20,438,000 | 20,650,000 | 20,861,000 | 20,949,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,538,000 | 3,085,000 | 4,798,000 | 6,499,000 |
| Interest expense | 308,000 | 609,000 | 902,000 | 1,183,000 |
| Net interest income | 1,230,000 | 2,476,000 | 3,896,000 | 5,316,000 |
| Noninterest income | 233,000 | 481,000 | 756,000 | 1,049,000 |
| Noninterest expense | 1,088,000 | 2,213,000 | 3,454,000 | 4,745,000 |
| Provision for loan losses | 164,000 | 329,000 | 494,000 | 604,000 |
| Pretax income | 211,000 | 415,000 | 704,000 | 1,016,000 |
| Income tax | 47,000 | 93,000 | 160,000 | 235,000 |
| Net income | 164,000 | 322,000 | 544,000 | 781,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,398,000 | 20,549,000 | 20,767,000 | 20,730,000 |
Machine access — free, no API key
Every figure shown here about MCS BANK — 2021 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.