Call reports 2020
MCS BANK — 2020
What MCS BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 152,437,000 | 160,482,000 | 158,915,000 | 163,170,000 |
| Total loans | 125,466,000 | 129,830,000 | 132,064,000 | 129,283,000 |
| Allowance for loan losses | 583,000 | 492,000 | 538,000 | 642,000 |
| Securities available for sale | 9,821,000 | 10,322,000 | 9,379,000 | 13,502,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 128,001,000 | 135,687,000 | 134,341,000 | 138,446,000 |
| Interest-bearing deposits | 115,158,000 | 119,067,000 | 117,881,000 | 121,003,000 |
| Noninterest-bearing deposits | 12,843,000 | 16,620,000 | 16,460,000 | 17,443,000 |
| Equity capital | 19,651,000 | 20,012,000 | 20,183,000 | 20,395,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,532,000 | 3,110,000 | 4,693,000 | 6,303,000 |
| Interest expense | 405,000 | 784,000 | 1,146,000 | 1,480,000 |
| Net interest income | 1,127,000 | 2,326,000 | 3,547,000 | 4,823,000 |
| Noninterest income | 161,000 | 342,000 | 549,000 | 758,000 |
| Noninterest expense | 1,107,000 | 2,181,000 | 3,258,000 | 4,345,000 |
| Provision for loan losses | 91,000 | 217,000 | 342,000 | 599,000 |
| Pretax income | 98,000 | 278,000 | 504,000 | 645,000 |
| Income tax | 18,000 | 54,000 | 105,000 | 84,000 |
| Net income | 80,000 | 224,000 | 399,000 | 561,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,738,000 | 19,858,000 | 20,032,000 | 20,235,000 |
Machine access — free, no API key
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