Call reports 2015
MCS BANK — 2015
What MCS BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 133,329,000 | 135,117,000 | 136,929,000 | 141,683,000 |
| Total loans | 98,857,000 | 99,854,000 | 103,521,000 | 104,789,000 |
| Allowance for loan losses | 1,178,000 | 1,168,000 | 1,086,000 | 1,102,000 |
| Securities available for sale | 18,589,000 | 24,278,000 | 20,850,000 | 19,913,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 114,490,000 | 115,309,000 | 116,771,000 | 120,871,000 |
| Interest-bearing deposits | 106,896,000 | 107,492,000 | 108,732,000 | 112,340,000 |
| Noninterest-bearing deposits | 7,594,000 | 7,817,000 | 8,039,000 | 8,531,000 |
| Equity capital | 17,427,000 | 17,233,000 | 17,348,000 | 17,795,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,256,000 | 2,483,000 | 3,710,000 | 5,096,000 |
| Interest expense | 282,000 | 571,000 | 863,000 | 1,171,000 |
| Net interest income | 974,000 | 1,912,000 | 2,847,000 | 3,925,000 |
| Noninterest income | 52,000 | 136,000 | 222,000 | 428,000 |
| Noninterest expense | 926,000 | 1,818,000 | 2,763,000 | 3,597,000 |
| Provision for loan losses | 59,000 | 109,000 | 159,000 | 306,000 |
| Pretax income | 102,000 | 183,000 | 243,000 | 574,000 |
| Income tax | 36,000 | 65,000 | 85,000 | 51,000 |
| Net income | 66,000 | 118,000 | 158,000 | 523,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,208,000 | 17,260,000 | 17,301,000 | 17,665,000 |
| Total capital | 18,298,000 | 18,428,000 | 18,387,000 | 18,767,000 |
| Risk-weighted assets | 87,101,000 | 108,469,000 | 93,605,000 | 95,166,000 |
Machine access — free, no API key
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