Call reports 2025
FEDERATED BANK — 2025
What FEDERATED BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 117,715,000 | 125,279,000 | 128,364,000 | 134,806,000 |
| Total loans | 55,503,000 | 65,494,000 | 74,837,000 | 81,530,000 |
| Allowance for loan losses | 620,000 | 641,000 | 673,000 | 738,000 |
| Securities available for sale | 39,909,000 | 19,623,000 | 30,191,000 | 30,655,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 105,508,000 | 105,345,000 | 107,753,000 | 113,985,000 |
| Interest-bearing deposits | 74,585,000 | 75,518,000 | 79,713,000 | 79,869,000 |
| Noninterest-bearing deposits | 30,923,000 | 29,827,000 | 28,040,000 | 34,116,000 |
| Equity capital | 11,713,000 | 18,553,000 | 19,407,000 | 19,686,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,401,000 | 1,201,000 | 3,062,000 | 4,954,000 |
| Interest expense | 241,000 | 189,000 | 483,000 | 816,000 |
| Net interest income | 1,160,000 | 1,012,000 | 2,579,000 | 4,138,000 |
| Noninterest income | 172,000 | 124,000 | 339,000 | 571,000 |
| Noninterest expense | 1,083,000 | 832,000 | 2,139,000 | 3,585,000 |
| Provision for loan losses | 30,000 | 620,000 | 663,000 | 726,000 |
| Pretax income | 222,000 | -321,000 | 111,000 | 393,000 |
| Income tax | 0 | -111,000 | -11,000 | 24,000 |
| Net income | 222,000 | -210,000 | 122,000 | 369,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,573,000 | 9,499,000 | 9,918,000 | 11,079,000 |
| Total capital | 11,198,000 | 10,145,000 | 10,596,000 | 11,822,000 |
| Risk-weighted assets | 63,275,000 | 68,483,000 | 80,923,000 | 89,276,000 |