Call reports 2016
FEDERATED BANK — 2016
What FEDERATED BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 82,131,000 | 79,523,000 | 82,175,000 | 81,759,000 |
| Total loans | 26,248,000 | 28,852,000 | 28,809,000 | 29,561,000 |
| Allowance for loan losses | 327,000 | 329,000 | 310,000 | 309,000 |
| Securities available for sale | 33,591,000 | 35,326,000 | 34,821,000 | 36,901,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 71,841,000 | 65,090,000 | 71,557,000 | 72,238,000 |
| Interest-bearing deposits | 49,903,000 | 47,702,000 | 51,696,000 | 49,739,000 |
| Noninterest-bearing deposits | 21,938,000 | 17,388,000 | 19,861,000 | 22,499,000 |
| Equity capital | 10,197,000 | 10,522,000 | 10,509,000 | 9,403,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 542,000 | 1,130,000 | 1,737,000 | 2,335,000 |
| Interest expense | 27,000 | 56,000 | 92,000 | 127,000 |
| Net interest income | 515,000 | 1,074,000 | 1,645,000 | 2,208,000 |
| Noninterest income | 83,000 | 200,000 | 310,000 | 447,000 |
| Noninterest expense | 559,000 | 1,135,000 | 1,744,000 | 2,387,000 |
| Provision for loan losses | -163,000 | -163,000 | -183,000 | -220,000 |
| Pretax income | 202,000 | 298,000 | 406,000 | 500,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 202,000 | 298,000 | 406,000 | 500,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,915,000 | 6,867,000 | 6,976,000 | 7,069,000 |
| Total capital | 7,242,000 | 7,196,000 | 7,286,000 | 7,378,000 |
| Risk-weighted assets | 31,414,000 | 36,442,000 | 36,036,000 | 37,702,000 |