Call reports 2015
FEDERATED BANK — 2015
What FEDERATED BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 80,158,000 | 72,324,000 | 82,612,000 | 83,241,000 |
| Total loans | 25,726,000 | 28,710,000 | 27,993,000 | 28,385,000 |
| Allowance for loan losses | 338,000 | 339,000 | 340,000 | 338,000 |
| Securities available for sale | 25,506,000 | 26,436,000 | 29,539,000 | 29,753,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 70,177,000 | 62,519,000 | 72,491,000 | 73,283,000 |
| Interest-bearing deposits | 49,153,000 | 46,763,000 | 50,205,000 | 48,898,000 |
| Noninterest-bearing deposits | 21,024,000 | 15,756,000 | 22,286,000 | 24,385,000 |
| Equity capital | 9,878,000 | 9,729,000 | 10,018,000 | 9,858,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 494,000 | 1,020,000 | 1,573,000 | 2,139,000 |
| Interest expense | 27,000 | 52,000 | 78,000 | 105,000 |
| Net interest income | 467,000 | 968,000 | 1,495,000 | 2,034,000 |
| Noninterest income | 92,000 | 193,000 | 305,000 | 423,000 |
| Noninterest expense | 510,000 | 1,077,000 | 1,631,000 | 2,217,000 |
| Provision for loan losses | 0 | -29,000 | -29,000 | -29,000 |
| Pretax income | 56,000 | 120,000 | 205,000 | 276,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 56,000 | 120,000 | 205,000 | 276,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,638,000 | 6,701,000 | 6,787,000 | 6,714,000 |
| Total capital | 6,976,000 | 7,040,000 | 7,127,000 | 7,052,000 |
| Risk-weighted assets | 35,432,000 | 33,789,000 | 33,894,000 | 33,011,000 |