Call reports 2012
FEDERATED BANK — 2012
What FEDERATED BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 69,888,000 | 71,877,000 | 77,398,000 | 83,353,000 |
| Total loans | 40,121,000 | 37,102,000 | 35,512,000 | 34,865,000 |
| Allowance for loan losses | 631,000 | 453,000 | 439,000 | 555,000 |
| Securities available for sale | 10,279,000 | 11,653,000 | 14,981,000 | 15,356,000 |
| Securities held to maturity | 781,000 | 784,000 | 787,000 | 590,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,489,000 | 62,495,000 | 67,819,000 | 73,955,000 |
| Interest-bearing deposits | 45,701,000 | 47,724,000 | 47,784,000 | 47,925,000 |
| Noninterest-bearing deposits | 14,788,000 | 14,772,000 | 20,035,000 | 26,030,000 |
| Equity capital | 9,239,000 | 9,274,000 | 9,466,000 | 9,294,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 689,000 | 1,332,000 | 1,984,000 | 2,601,000 |
| Interest expense | 56,000 | 108,000 | 158,000 | 204,000 |
| Net interest income | 633,000 | 1,224,000 | 1,826,000 | 2,397,000 |
| Noninterest income | 3,000 | 124,000 | 225,000 | 336,000 |
| Noninterest expense | 544,000 | 1,041,000 | 1,579,000 | 2,110,000 |
| Provision for loan losses | 214,000 | 427,000 | 427,000 | 452,000 |
| Pretax income | -122,000 | -120,000 | 45,000 | -79,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -122,000 | -120,000 | 45,000 | -79,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,892,000 | 5,894,000 | 6,060,000 | 5,935,000 |
| Total capital | 6,437,000 | 6,347,000 | 6,499,000 | 6,403,000 |
| Risk-weighted assets | 43,535,000 | 40,574,000 | 39,241,000 | 37,384,000 |