Call reports 2010
FEDERATED BANK — 2010
What FEDERATED BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 78,656,000 | 77,468,000 | 75,930,000 | 78,605,000 |
| Total loans | 38,323,000 | 41,190,000 | 43,409,000 | 43,530,000 |
| Allowance for loan losses | 384,000 | 497,000 | 514,000 | 457,000 |
| Securities available for sale | 23,214,000 | 22,269,000 | 18,440,000 | 17,052,000 |
| Securities held to maturity | 1,090,000 | 1,687,000 | 1,619,000 | 1,541,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 69,781,000 | 68,282,000 | 66,281,000 | 69,184,000 |
| Interest-bearing deposits | 55,129,000 | 54,863,000 | 55,282,000 | 56,525,000 |
| Noninterest-bearing deposits | 14,651,000 | 13,419,000 | 10,999,000 | 12,659,000 |
| Equity capital | 8,688,000 | 8,937,000 | 9,422,000 | 9,222,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 727,000 | 1,514,000 | 2,312,000 | 3,082,000 |
| Interest expense | 172,000 | 339,000 | 479,000 | 598,000 |
| Net interest income | 555,000 | 1,175,000 | 1,833,000 | 2,484,000 |
| Noninterest income | 101,000 | 181,000 | 279,000 | 392,000 |
| Noninterest expense | 516,000 | 1,086,000 | 1,617,000 | 2,187,000 |
| Provision for loan losses | 15,000 | 206,000 | 236,000 | 423,000 |
| Pretax income | 125,000 | 77,000 | 319,000 | 326,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 125,000 | 77,000 | 319,000 | 326,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,734,000 | 6,111,000 | 6,352,000 | 6,359,000 |
| Total capital | 6,118,000 | 6,608,000 | 6,866,000 | 6,816,000 |
| Risk-weighted assets | 43,898,000 | 46,658,000 | 47,501,000 | 49,154,000 |