Call reports 2025
BRIGHTON BANK — 2025
What BRIGHTON BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 312,766,000 | 323,320,000 | 334,491,000 | 317,062,000 |
| Total loans | 222,639,000 | 223,602,000 | 219,924,000 | 215,467,000 |
| Allowance for loan losses | 2,669,000 | 2,669,000 | 3,068,000 | 2,486,000 |
| Securities available for sale | 50,026,000 | 48,480,000 | 48,668,000 | 47,732,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 269,377,000 | 280,518,000 | 292,501,000 | 274,553,000 |
| Interest-bearing deposits | 173,052,000 | 186,013,000 | 198,297,000 | 185,982,000 |
| Noninterest-bearing deposits | 96,325,000 | 94,505,000 | 94,204,000 | 88,571,000 |
| Equity capital | 30,340,000 | 29,731,000 | 31,270,000 | 31,801,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 4,585,000 | 9,492,000 | 14,590,000 | 19,496,000 |
| Interest expense | 985,000 | 2,105,000 | 3,332,000 | 4,494,000 |
| Net interest income | 3,600,000 | 7,387,000 | 11,258,000 | 15,002,000 |
| Noninterest income | 476,000 | 765,000 | 1,029,000 | 1,321,000 |
| Noninterest expense | 2,307,000 | 4,531,000 | 6,947,000 | 9,052,000 |
| Provision for loan losses | 0 | 0 | 400,000 | 1,333,000 |
| Pretax income | 1,785,000 | 3,645,000 | 4,969,000 | 5,968,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,785,000 | 3,645,000 | 4,969,000 | 5,968,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,763,000 | 36,238,000 | 36,282,000 | 36,306,000 |