Call reports 2023
BRIGHTON BANK — 2023
What BRIGHTON BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 310,351,000 | 299,169,000 | 294,454,000 | 293,422,000 |
| Total loans | 204,615,000 | 201,101,000 | 204,633,000 | 201,805,000 |
| Allowance for loan losses | 2,710,000 | 2,666,000 | 2,666,000 | 2,668,000 |
| Securities available for sale | 61,786,000 | 59,875,000 | 57,022,000 | 58,002,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 270,634,000 | 260,241,000 | 256,305,000 | 252,118,000 |
| Interest-bearing deposits | 149,198,000 | 143,947,000 | 146,164,000 | 144,185,000 |
| Noninterest-bearing deposits | 121,435,000 | 116,293,000 | 110,141,000 | 107,933,000 |
| Equity capital | 27,191,000 | 26,071,000 | 25,223,000 | 28,083,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 4,206,000 | 8,419,000 | 12,756,000 | 17,185,000 |
| Interest expense | 129,000 | 617,000 | 1,209,000 | 1,888,000 |
| Net interest income | 4,077,000 | 7,802,000 | 11,547,000 | 15,297,000 |
| Noninterest income | 293,000 | 597,000 | 869,000 | 1,209,000 |
| Noninterest expense | 2,102,000 | 4,174,000 | 6,232,000 | 8,408,000 |
| Provision for loan losses | 75,000 | 75,000 | 75,000 | 75,000 |
| Pretax income | 2,193,000 | 4,150,000 | 6,109,000 | 8,023,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,193,000 | 4,150,000 | 6,109,000 | 8,023,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,540,000 | 33,686,000 | 34,100,000 | 34,156,000 |