Call reports 2022
BRIGHTON BANK — 2022
What BRIGHTON BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 328,537,000 | 306,164,000 | 309,559,000 | 299,715,000 |
| Total loans | 184,867,000 | 193,981,000 | 198,790,000 | 201,046,000 |
| Allowance for loan losses | 2,316,000 | 2,436,000 | 2,511,000 | 2,635,000 |
| Securities available for sale | 68,550,000 | 64,883,000 | 63,374,000 | 63,441,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 300,027,000 | 283,246,000 | 284,802,000 | 272,048,000 |
| Interest-bearing deposits | 164,622,000 | 154,194,000 | 147,896,000 | 143,922,000 |
| Noninterest-bearing deposits | 135,405,000 | 129,052,000 | 136,906,000 | 128,127,000 |
| Equity capital | 27,885,000 | 22,246,000 | 24,014,000 | 25,057,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,973,000 | 6,191,000 | 9,994,000 | 14,160,000 |
| Interest expense | 11,000 | 21,000 | 37,000 | 78,000 |
| Net interest income | 2,962,000 | 6,170,000 | 9,957,000 | 14,082,000 |
| Noninterest income | 686,000 | 963,000 | 2,276,000 | 2,561,000 |
| Noninterest expense | 1,920,000 | 3,663,000 | 5,598,000 | 7,615,000 |
| Provision for loan losses | 50,000 | 170,000 | 245,000 | 370,000 |
| Pretax income | 1,678,000 | 3,300,000 | 6,390,000 | 8,658,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,678,000 | 3,300,000 | 6,390,000 | 8,658,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,079,000 | 30,551,000 | 33,643,000 | 32,634,000 |