Call reports 2020
BRIGHTON BANK — 2020
What BRIGHTON BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 216,466,000 | 285,682,000 | 283,708,000 | 269,430,000 |
| Total loans | 141,603,000 | 173,989,000 | 184,143,000 | 162,406,000 |
| Allowance for loan losses | 2,023,000 | 2,124,000 | 2,124,000 | 2,214,000 |
| Securities available for sale | 35,979,000 | 35,935,000 | 36,270,000 | 38,620,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 188,288,000 | 230,285,000 | 228,281,000 | 239,240,000 |
| Interest-bearing deposits | 110,463,000 | 126,089,000 | 129,609,000 | 131,975,000 |
| Noninterest-bearing deposits | 77,825,000 | 104,195,000 | 98,672,000 | 107,265,000 |
| Equity capital | 27,655,000 | 28,832,000 | 28,739,000 | 29,154,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,671,000 | 5,899,000 | 8,658,000 | 11,649,000 |
| Interest expense | 58,000 | 116,000 | 156,000 | 256,000 |
| Net interest income | 2,613,000 | 5,783,000 | 8,502,000 | 11,393,000 |
| Noninterest income | 296,000 | 508,000 | 783,000 | 1,526,000 |
| Noninterest expense | 1,626,000 | 3,200,000 | 4,724,000 | 6,413,000 |
| Provision for loan losses | 0 | 100,000 | 100,000 | 190,000 |
| Pretax income | 1,283,000 | 2,991,000 | 4,461,000 | 6,316,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,283,000 | 2,991,000 | 4,461,000 | 6,316,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,705,000 | 27,690,000 | 27,588,000 | 28,019,000 |