Call reports 2019
BRIGHTON BANK — 2019
What BRIGHTON BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 209,117,000 | 205,647,000 | 208,671,000 | 219,734,000 |
| Total loans | 126,979,000 | 135,493,000 | 145,273,000 | 143,375,000 |
| Allowance for loan losses | 1,868,000 | 1,925,000 | 1,983,000 | 2,023,000 |
| Securities available for sale | 53,870,000 | 41,335,000 | 38,408,000 | 36,523,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 182,292,000 | 178,693,000 | 181,197,000 | 191,943,000 |
| Interest-bearing deposits | 103,202,000 | 106,290,000 | 108,411,000 | 110,953,000 |
| Noninterest-bearing deposits | 79,090,000 | 72,403,000 | 72,786,000 | 80,990,000 |
| Equity capital | 26,375,000 | 26,430,000 | 26,792,000 | 27,137,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,488,000 | 5,093,000 | 7,814,000 | 10,628,000 |
| Interest expense | 37,000 | 76,000 | 118,000 | 168,000 |
| Net interest income | 2,451,000 | 5,017,000 | 7,696,000 | 10,460,000 |
| Noninterest income | 379,000 | 690,000 | 1,020,000 | 1,340,000 |
| Noninterest expense | 1,488,000 | 2,981,000 | 4,471,000 | 6,026,000 |
| Provision for loan losses | 56,000 | 112,000 | 172,000 | 212,000 |
| Pretax income | 1,286,000 | 2,641,000 | 4,100,000 | 5,589,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,286,000 | 2,641,000 | 4,100,000 | 5,589,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,710,000 | 26,258,000 | 26,569,000 | 26,825,000 |
| Total capital | 28,519,000 | 28,152,000 | 28,562,000 | 28,815,000 |
| Risk-weighted assets | 144,726,000 | 151,504,000 | 159,549,000 | 159,170,000 |