Call reports 2018
BRIGHTON BANK — 2018
What BRIGHTON BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 218,843,000 | 213,255,000 | 214,285,000 | 208,859,000 |
| Total loans | 113,054,000 | 118,975,000 | 121,281,000 | 123,383,000 |
| Allowance for loan losses | 1,811,000 | 1,811,000 | 1,811,000 | 1,812,000 |
| Securities available for sale | 56,671,000 | 55,821,000 | 54,854,000 | 56,475,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 183,952,000 | 177,947,000 | 187,152,000 | 183,245,000 |
| Interest-bearing deposits | 107,585,000 | 97,874,000 | 111,059,000 | 110,297,000 |
| Noninterest-bearing deposits | 76,367,000 | 80,073,000 | 76,093,000 | 72,948,000 |
| Equity capital | 24,326,000 | 23,883,000 | 23,998,000 | 24,922,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,220,000 | 4,498,000 | 6,920,000 | 9,705,000 |
| Interest expense | 30,000 | 59,000 | 92,000 | 128,000 |
| Net interest income | 2,190,000 | 4,439,000 | 6,828,000 | 9,577,000 |
| Noninterest income | 456,000 | 899,000 | 1,216,000 | 1,692,000 |
| Noninterest expense | 1,516,000 | 2,990,000 | 4,448,000 | 6,029,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,130,000 | 2,348,000 | 3,596,000 | 5,240,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,130,000 | 2,348,000 | 3,596,000 | 5,240,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,296,000 | 25,002,000 | 25,275,000 | 25,806,000 |
| Total capital | 26,903,000 | 26,657,000 | 27,004,000 | 27,566,000 |
| Risk-weighted assets | 128,412,000 | 132,237,000 | 138,242,000 | 140,775,000 |