Call reports 2017
BRIGHTON BANK — 2017
What BRIGHTON BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 201,640,000 | 200,343,000 | 208,707,000 | 209,239,000 |
| Total loans | 110,359,000 | 108,604,000 | 112,192,000 | 112,803,000 |
| Allowance for loan losses | 1,828,000 | 1,816,000 | 1,811,000 | 1,810,000 |
| Securities available for sale | 56,214,000 | 56,481,000 | 55,742,000 | 56,825,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 169,733,000 | 169,335,000 | 176,796,000 | 174,644,000 |
| Interest-bearing deposits | 104,720,000 | 100,358,000 | 103,232,000 | 102,316,000 |
| Noninterest-bearing deposits | 65,013,000 | 68,977,000 | 73,564,000 | 72,328,000 |
| Equity capital | 23,930,000 | 24,073,000 | 24,223,000 | 24,057,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,044,000 | 4,111,000 | 6,372,000 | 8,582,000 |
| Interest expense | 28,000 | 57,000 | 87,000 | 118,000 |
| Net interest income | 2,016,000 | 4,054,000 | 6,285,000 | 8,464,000 |
| Noninterest income | 314,000 | 637,000 | 979,000 | 1,309,000 |
| Noninterest expense | 1,406,000 | 2,781,000 | 4,174,000 | 5,594,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 924,000 | 1,910,000 | 3,090,000 | 4,179,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 924,000 | 1,910,000 | 3,090,000 | 4,179,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,149,000 | 23,882,000 | 24,094,000 | 24,443,000 |
| Total capital | 25,717,000 | 25,430,000 | 25,693,000 | 26,061,000 |
| Risk-weighted assets | 125,230,000 | 123,631,000 | 127,703,000 | 129,263,000 |