Call reports 2016
BRIGHTON BANK — 2016
What BRIGHTON BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 192,697,000 | 194,490,000 | 198,789,000 | 197,961,000 |
| Total loans | 103,688,000 | 103,536,000 | 109,853,000 | 108,349,000 |
| Allowance for loan losses | 1,795,000 | 1,804,000 | 1,829,000 | 1,828,000 |
| Securities available for sale | 48,791,000 | 50,626,000 | 51,387,000 | 55,619,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 162,502,000 | 164,317,000 | 166,116,000 | 166,371,000 |
| Interest-bearing deposits | 94,613,000 | 96,191,000 | 96,336,000 | 100,314,000 |
| Noninterest-bearing deposits | 67,889,000 | 68,126,000 | 69,780,000 | 66,057,000 |
| Equity capital | 23,403,000 | 23,512,000 | 23,622,000 | 22,992,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,931,000 | 3,919,000 | 5,950,000 | 7,969,000 |
| Interest expense | 27,000 | 54,000 | 82,000 | 111,000 |
| Net interest income | 1,904,000 | 3,865,000 | 5,868,000 | 7,858,000 |
| Noninterest income | 453,000 | 1,195,000 | 1,544,000 | 1,878,000 |
| Noninterest expense | 1,430,000 | 2,859,000 | 4,243,000 | 5,590,000 |
| Provision for loan losses | 20,000 | 20,000 | 20,000 | 20,000 |
| Pretax income | 907,000 | 2,181,000 | 3,149,000 | 4,126,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 907,000 | 2,181,000 | 3,149,000 | 4,126,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,929,000 | 22,886,000 | 23,079,000 | 23,474,000 |
| Total capital | 24,373,000 | 24,327,000 | 24,575,000 | 25,013,000 |
| Risk-weighted assets | 115,231,000 | 114,911,000 | 119,350,000 | 122,834,000 |