Call reports 2016
MULESHOE STATE BANK — 2016
What MULESHOE STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 109,474,000 | 108,998,000 | 109,021,000 | 109,020,000 |
| Total loans | 45,940,000 | 43,983,000 | 48,616,000 | 47,082,000 |
| Allowance for loan losses | 526,000 | 625,000 | 635,000 | 646,000 |
| Securities available for sale | 7,080,000 | 6,382,000 | 6,228,000 | 5,201,000 |
| Securities held to maturity | 37,879,000 | 38,221,000 | 36,982,000 | 34,085,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 99,778,000 | 99,200,000 | 92,645,000 | 99,171,000 |
| Interest-bearing deposits | 65,191,000 | 63,312,000 | 57,391,000 | 58,853,000 |
| Noninterest-bearing deposits | 34,587,000 | 35,888,000 | 35,254,000 | 40,318,000 |
| Equity capital | 8,580,000 | 8,628,000 | 8,714,000 | 8,801,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 856,000 | 1,719,000 | 2,572,000 | 3,440,000 |
| Interest expense | 29,000 | 57,000 | 85,000 | 117,000 |
| Net interest income | 827,000 | 1,662,000 | 2,487,000 | 3,323,000 |
| Noninterest income | 155,000 | 301,000 | 455,000 | 611,000 |
| Noninterest expense | 778,000 | 1,550,000 | 2,338,000 | 3,188,000 |
| Provision for loan losses | 25,000 | 55,000 | 75,000 | 90,000 |
| Pretax income | 179,000 | 358,000 | 529,000 | 701,000 |
| Income tax | 30,000 | 60,000 | 88,000 | 115,000 |
| Net income | 149,000 | 298,000 | 441,000 | 586,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,288,000 | 8,336,000 | 8,481,000 | 8,624,000 |
| Total capital | 8,814,000 | 8,961,000 | 9,116,000 | 9,270,000 |
| Risk-weighted assets | 66,383,000 | 63,644,000 | 66,801,000 | 65,755,000 |