Call reports 2015
MULESHOE STATE BANK — 2015
What MULESHOE STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 110,895,000 | 110,049,000 | 113,467,000 | 116,886,000 |
| Total loans | 41,603,000 | 45,811,000 | 50,763,000 | 51,237,000 |
| Allowance for loan losses | 536,000 | 469,000 | 484,000 | 505,000 |
| Securities available for sale | 8,620,000 | 8,497,000 | 8,363,000 | 8,202,000 |
| Securities held to maturity | 40,361,000 | 39,787,000 | 33,023,000 | 37,394,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 101,611,000 | 97,634,000 | 103,804,000 | 107,378,000 |
| Interest-bearing deposits | 64,185,000 | 62,267,000 | 66,715,000 | 66,965,000 |
| Noninterest-bearing deposits | 37,426,000 | 35,367,000 | 37,089,000 | 40,413,000 |
| Equity capital | 7,978,000 | 8,124,000 | 8,294,000 | 8,446,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 810,000 | 1,655,000 | 2,571,000 | 3,466,000 |
| Interest expense | 44,000 | 78,000 | 102,000 | 126,000 |
| Net interest income | 766,000 | 1,577,000 | 2,469,000 | 3,340,000 |
| Noninterest income | 169,000 | 325,000 | 476,000 | 683,000 |
| Noninterest expense | 776,000 | 1,556,000 | 2,355,000 | 3,186,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 144,000 | 316,000 | 545,000 | 777,000 |
| Income tax | 18,000 | 46,000 | 94,000 | 141,000 |
| Net income | 126,000 | 270,000 | 451,000 | 636,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,628,000 | 7,773,000 | 7,953,000 | 8,138,000 |
| Total capital | 8,164,000 | 8,242,000 | 8,437,000 | 8,643,000 |
| Risk-weighted assets | 56,559,000 | 62,495,000 | 70,825,000 | 70,626,000 |