Call reports 2014
MULESHOE STATE BANK — 2014
What MULESHOE STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 109,456,000 | 107,156,000 | 108,437,000 | 111,647,000 |
| Total loans | 42,331,000 | 42,632,000 | 47,649,000 | 45,701,000 |
| Allowance for loan losses | 526,000 | 535,000 | 504,000 | 520,000 |
| Securities available for sale | 9,400,000 | 9,113,000 | 8,937,000 | 8,759,000 |
| Securities held to maturity | 31,232,000 | 30,586,000 | 34,587,000 | 35,017,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 100,421,000 | 98,036,000 | 99,099,000 | 102,330,000 |
| Interest-bearing deposits | 65,185,000 | 63,538,000 | 61,039,000 | 64,212,000 |
| Noninterest-bearing deposits | 35,236,000 | 34,498,000 | 38,060,000 | 38,118,000 |
| Equity capital | 7,746,000 | 7,795,000 | 7,946,000 | 8,060,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 816,000 | 1,651,000 | 2,521,000 | 3,401,000 |
| Interest expense | 44,000 | 88,000 | 129,000 | 168,000 |
| Net interest income | 772,000 | 1,563,000 | 2,392,000 | 3,233,000 |
| Noninterest income | 170,000 | 318,000 | 488,000 | 632,000 |
| Noninterest expense | 852,000 | 1,623,000 | 2,405,000 | 3,202,000 |
| Provision for loan losses | 15,000 | 25,000 | 40,000 | 55,000 |
| Pretax income | 75,000 | 233,000 | 435,000 | 608,000 |
| Income tax | -4,000 | 19,000 | 57,000 | 86,000 |
| Net income | 79,000 | 214,000 | 378,000 | 522,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,255,000 | 7,390,000 | 7,555,000 | 7,698,000 |
| Total capital | 7,782,000 | 7,925,000 | 8,059,000 | 8,218,000 |
| Risk-weighted assets | 66,067,000 | 54,174,000 | 58,826,000 | 57,830,000 |