Call reports 2013
MULESHOE STATE BANK — 2013
What MULESHOE STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 110,268,000 | 106,703,000 | 104,795,000 | 110,927,000 |
| Total loans | 38,667,000 | 43,264,000 | 47,427,000 | 46,274,000 |
| Allowance for loan losses | 539,000 | 535,000 | 534,000 | 510,000 |
| Securities available for sale | 10,695,000 | 10,119,000 | 9,781,000 | 9,577,000 |
| Securities held to maturity | 29,759,000 | 29,693,000 | 28,787,000 | 28,800,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 100,969,000 | 97,500,000 | 93,413,000 | 101,577,000 |
| Interest-bearing deposits | 68,229,000 | 65,472,000 | 61,060,000 | 63,311,000 |
| Noninterest-bearing deposits | 32,740,000 | 32,028,000 | 32,353,000 | 38,266,000 |
| Equity capital | 7,918,000 | 7,912,000 | 7,948,000 | 8,071,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 797,000 | 1,632,000 | 2,522,000 | 3,392,000 |
| Interest expense | 53,000 | 104,000 | 148,000 | 191,000 |
| Net interest income | 744,000 | 1,528,000 | 2,374,000 | 3,201,000 |
| Noninterest income | 172,000 | 335,000 | 495,000 | 644,000 |
| Noninterest expense | 817,000 | 1,614,000 | 2,453,000 | 3,285,000 |
| Provision for loan losses | 3,000 | 10,000 | 25,000 | 40,000 |
| Pretax income | 96,000 | 239,000 | 391,000 | 520,000 |
| Income tax | 5,000 | 26,000 | 49,000 | 64,000 |
| Net income | 91,000 | 213,000 | 342,000 | 456,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,272,000 | 7,394,000 | 7,462,000 | 7,576,000 |
| Total capital | 7,811,000 | 7,929,000 | 7,996,000 | 8,086,000 |
| Risk-weighted assets | 50,304,000 | 54,632,000 | 57,945,000 | 57,912,000 |