Call reports 2012
MULESHOE STATE BANK — 2012
What MULESHOE STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 104,408,000 | 103,248,000 | 104,786,000 | 113,118,000 |
| Total loans | 38,525,000 | 40,236,000 | 43,906,000 | 40,919,000 |
| Allowance for loan losses | 520,000 | 530,000 | 534,000 | 538,000 |
| Securities available for sale | 14,231,000 | 13,653,000 | 12,388,000 | 11,880,000 |
| Securities held to maturity | 20,157,000 | 21,565,000 | 21,052,000 | 19,782,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 95,130,000 | 93,874,000 | 95,037,000 | 103,852,000 |
| Interest-bearing deposits | 64,548,000 | 63,891,000 | 63,197,000 | 67,537,000 |
| Noninterest-bearing deposits | 30,582,000 | 29,983,000 | 31,840,000 | 36,315,000 |
| Equity capital | 7,916,000 | 7,941,000 | 8,182,000 | 7,877,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 851,000 | 1,694,000 | 2,569,000 | 3,428,000 |
| Interest expense | 90,000 | 177,000 | 259,000 | 317,000 |
| Net interest income | 761,000 | 1,517,000 | 2,310,000 | 3,111,000 |
| Noninterest income | 174,000 | 334,000 | 504,000 | 656,000 |
| Noninterest expense | 825,000 | 1,618,000 | 2,420,000 | 3,195,000 |
| Provision for loan losses | 30,000 | 60,000 | 63,000 | 66,000 |
| Pretax income | 80,000 | 173,000 | 331,000 | 506,000 |
| Income tax | 1,000 | 5,000 | 30,000 | 54,000 |
| Net income | 79,000 | 168,000 | 301,000 | 452,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,207,000 | 7,296,000 | 7,429,000 | 7,180,000 |
| Total capital | 7,727,000 | 7,826,000 | 7,963,000 | 7,718,000 |
| Risk-weighted assets | 48,587,000 | 49,775,000 | 52,850,000 | 50,505,000 |