Call reports 2025
COMMUNITY BANK — 2025
What COMMUNITY BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 62,928,000 | 63,434,000 | 67,460,000 | 68,843,000 |
| Total loans | 36,707,000 | 38,296,000 | 40,890,000 | 42,136,000 |
| Allowance for loan losses | 435,000 | 459,000 | 478,000 | 520,000 |
| Securities available for sale | 22,457,000 | 21,515,000 | 21,650,000 | 21,647,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,155,000 | 54,834,000 | 56,605,000 | 58,040,000 |
| Interest-bearing deposits | 42,630,000 | 42,263,000 | 43,781,000 | 44,833,000 |
| Noninterest-bearing deposits | 12,525,000 | 12,571,000 | 12,824,000 | 13,207,000 |
| Equity capital | 7,301,000 | 7,383,000 | 7,714,000 | 7,735,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 836,000 | 1,682,000 | 2,562,000 | 3,473,000 |
| Interest expense | 334,000 | 616,000 | 930,000 | 1,266,000 |
| Net interest income | 502,000 | 1,066,000 | 1,632,000 | 2,207,000 |
| Noninterest income | 35,000 | 87,000 | 119,000 | 167,000 |
| Noninterest expense | 377,000 | 855,000 | 1,347,000 | 1,904,000 |
| Provision for loan losses | 15,000 | 60,000 | 80,000 | 160,000 |
| Pretax income | 145,000 | 238,000 | 324,000 | 310,000 |
| Income tax | 25,000 | 47,000 | 60,000 | 45,000 |
| Net income | 120,000 | 191,000 | 264,000 | 265,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,548,000 | 8,519,000 | 8,592,000 | 8,493,000 |