Call reports 2024
COMMUNITY BANK — 2024
What COMMUNITY BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 66,612,000 | 68,339,000 | 66,801,000 | 66,901,000 |
| Total loans | 31,653,000 | 33,366,000 | 34,735,000 | 36,126,000 |
| Allowance for loan losses | 387,000 | 404,000 | 423,000 | 441,000 |
| Securities available for sale | 27,473,000 | 25,458,000 | 25,746,000 | 25,096,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 54,000,000 | 55,674,000 | 55,325,000 | 55,796,000 |
| Interest-bearing deposits | 39,857,000 | 41,565,000 | 41,464,000 | 42,989,000 |
| Noninterest-bearing deposits | 14,143,000 | 14,109,000 | 13,861,000 | 12,807,000 |
| Equity capital | 6,693,000 | 6,736,000 | 7,404,000 | 6,942,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 728,000 | 1,527,000 | 2,362,000 | 3,223,000 |
| Interest expense | 334,000 | 696,000 | 1,063,000 | 1,422,000 |
| Net interest income | 394,000 | 831,000 | 1,299,000 | 1,801,000 |
| Noninterest income | 36,000 | 92,000 | 132,000 | 180,000 |
| Noninterest expense | 350,000 | 719,000 | 1,114,000 | 1,647,000 |
| Provision for loan losses | 0 | 20,000 | 40,000 | 80,000 |
| Pretax income | 9,000 | 113,000 | 206,000 | 183,000 |
| Income tax | -6,000 | 13,000 | 25,000 | 16,000 |
| Net income | 15,000 | 100,000 | 181,000 | 167,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,476,000 | 8,461,000 | 8,542,000 | 8,428,000 |