Call reports 2023
COMMUNITY BANK — 2023
What COMMUNITY BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 61,197,000 | 61,851,000 | 60,873,000 | 65,973,000 |
| Total loans | 27,027,000 | 29,682,000 | 29,523,000 | 30,829,000 |
| Allowance for loan losses | 388,000 | 388,000 | 333,000 | 385,000 |
| Securities available for sale | 29,493,000 | 28,412,000 | 27,765,000 | 28,484,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 54,373,000 | 55,228,000 | 51,792,000 | 53,328,000 |
| Interest-bearing deposits | 39,613,000 | 39,842,000 | 37,999,000 | 38,926,000 |
| Noninterest-bearing deposits | 14,760,000 | 15,386,000 | 13,793,000 | 14,402,000 |
| Equity capital | 6,671,000 | 6,302,000 | 6,052,000 | 6,697,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 567,000 | 1,162,000 | 1,771,000 | 2,469,000 |
| Interest expense | 127,000 | 286,000 | 506,000 | 784,000 |
| Net interest income | 440,000 | 876,000 | 1,265,000 | 1,685,000 |
| Noninterest income | 19,000 | 52,000 | 121,000 | 160,000 |
| Noninterest expense | 381,000 | 765,000 | 1,159,000 | 1,542,000 |
| Provision for loan losses | 0 | 0 | 0 | 10,000 |
| Pretax income | 78,000 | 151,000 | 215,000 | 281,000 |
| Income tax | 12,000 | 21,000 | 30,000 | 42,000 |
| Net income | 66,000 | 130,000 | 185,000 | 239,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,489,000 | 8,440,000 | 8,496,000 | 8,461,000 |