Call reports 2021
COMMUNITY BANK — 2021
What COMMUNITY BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 62,779,000 | 65,444,000 | 64,391,000 | 62,083,000 |
| Total loans | 28,297,000 | 27,179,000 | 26,866,000 | 26,040,000 |
| Allowance for loan losses | 345,000 | 343,000 | 347,000 | 373,000 |
| Securities available for sale | 26,740,000 | 28,988,000 | 29,802,000 | 28,898,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,616,000 | 56,356,000 | 55,129,000 | 53,396,000 |
| Interest-bearing deposits | 39,839,000 | 41,421,000 | 41,278,000 | 39,800,000 |
| Noninterest-bearing deposits | 13,777,000 | 14,935,000 | 13,851,000 | 13,596,000 |
| Equity capital | 8,792,000 | 8,688,000 | 8,794,000 | 8,489,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 527,000 | 1,030,000 | 1,564,000 | 2,021,000 |
| Interest expense | 61,000 | 117,000 | 172,000 | 222,000 |
| Net interest income | 466,000 | 913,000 | 1,392,000 | 1,799,000 |
| Noninterest income | 223,000 | 342,000 | 365,000 | 386,000 |
| Noninterest expense | 370,000 | 1,054,000 | 1,446,000 | 1,887,000 |
| Provision for loan losses | 0 | 0 | 10,000 | 10,000 |
| Pretax income | 319,000 | 201,000 | 301,000 | 288,000 |
| Income tax | 70,000 | 32,000 | 49,000 | 37,000 |
| Net income | 249,000 | 169,000 | 252,000 | 251,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,579,000 | 8,399,000 | 8,481,000 | 8,356,000 |