Call reports 2020
COMMUNITY BANK — 2020
What COMMUNITY BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 52,810,000 | 54,428,000 | 56,987,000 | 59,837,000 |
| Total loans | 27,069,000 | 28,118,000 | 28,363,000 | 27,527,000 |
| Allowance for loan losses | 338,000 | 359,000 | 360,000 | 344,000 |
| Securities available for sale | 15,880,000 | 19,686,000 | 20,863,000 | 23,815,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,861,000 | 45,120,000 | 47,470,000 | 50,533,000 |
| Interest-bearing deposits | 34,279,000 | 34,884,000 | 37,276,000 | 37,266,000 |
| Noninterest-bearing deposits | 9,582,000 | 10,236,000 | 10,194,000 | 13,267,000 |
| Equity capital | 8,637,000 | 8,797,000 | 8,931,000 | 8,883,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 520,000 | 1,037,000 | 1,565,000 | 2,082,000 |
| Interest expense | 107,000 | 201,000 | 291,000 | 365,000 |
| Net interest income | 413,000 | 836,000 | 1,274,000 | 1,717,000 |
| Noninterest income | 26,000 | 70,000 | 103,000 | 123,000 |
| Noninterest expense | 304,000 | 716,000 | 1,080,000 | 1,486,000 |
| Provision for loan losses | 25,000 | 35,000 | 35,000 | 35,000 |
| Pretax income | 110,000 | 156,000 | 263,000 | 320,000 |
| Income tax | 18,000 | 20,000 | 37,000 | 44,000 |
| Net income | 92,000 | 136,000 | 226,000 | 276,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,231,000 | 8,156,000 | 8,405,000 | 8,330,000 |