Call reports 2019
COMMUNITY BANK — 2019
What COMMUNITY BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 53,660,000 | 54,990,000 | 54,107,000 | 53,434,000 |
| Total loans | 28,033,000 | 27,744,000 | 25,931,000 | 26,299,000 |
| Allowance for loan losses | 354,000 | 341,000 | 330,000 | 318,000 |
| Securities available for sale | 20,216,000 | 19,817,000 | 19,427,000 | 20,204,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,398,000 | 44,451,000 | 45,175,000 | 44,727,000 |
| Interest-bearing deposits | 33,985,000 | 34,243,000 | 34,522,000 | 34,057,000 |
| Noninterest-bearing deposits | 9,413,000 | 10,208,000 | 10,653,000 | 10,670,000 |
| Equity capital | 8,336,000 | 8,425,000 | 8,487,000 | 8,420,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 534,000 | 1,121,000 | 1,667,000 | 2,225,000 |
| Interest expense | 119,000 | 245,000 | 367,000 | 482,000 |
| Net interest income | 415,000 | 876,000 | 1,300,000 | 1,743,000 |
| Noninterest income | 24,000 | 51,000 | 73,000 | 84,000 |
| Noninterest expense | 326,000 | 753,000 | 1,120,000 | 1,543,000 |
| Provision for loan losses | 0 | 0 | 35,000 | 35,000 |
| Pretax income | 107,000 | 168,000 | 212,000 | 243,000 |
| Income tax | 13,000 | 17,000 | 15,000 | 16,000 |
| Net income | 94,000 | 151,000 | 197,000 | 227,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,227,000 | 8,173,000 | 8,216,000 | 8,179,000 |
| Total capital | 8,580,000 | 8,514,000 | 8,546,000 | 8,497,000 |
| Risk-weighted assets | 33,806,000 | 31,252,000 | 29,602,000 | 30,458,000 |