Call reports 2018
COMMUNITY BANK — 2018
What COMMUNITY BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 53,652,000 | 55,129,000 | 53,074,000 | 53,575,000 |
| Total loans | 24,370,000 | 28,550,000 | 28,586,000 | 28,806,000 |
| Allowance for loan losses | 313,000 | 321,000 | 352,000 | 360,000 |
| Securities available for sale | 22,075,000 | 22,370,000 | 20,769,000 | 20,897,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,366,000 | 45,343,000 | 43,820,000 | 43,782,000 |
| Interest-bearing deposits | 35,244,000 | 35,254,000 | 34,510,000 | 33,227,000 |
| Noninterest-bearing deposits | 10,122,000 | 10,089,000 | 9,310,000 | 10,555,000 |
| Equity capital | 8,123,000 | 8,037,000 | 8,066,000 | 8,113,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 535,000 | 1,098,000 | 1,695,000 | 2,287,000 |
| Interest expense | 69,000 | 143,000 | 247,000 | 353,000 |
| Net interest income | 466,000 | 955,000 | 1,448,000 | 1,934,000 |
| Noninterest income | 13,000 | 25,000 | 37,000 | 67,000 |
| Noninterest expense | 297,000 | 736,000 | 1,105,000 | 1,535,000 |
| Provision for loan losses | 0 | 0 | 30,000 | 55,000 |
| Pretax income | 182,000 | 244,000 | 350,000 | 403,000 |
| Income tax | 34,000 | 37,000 | 50,000 | 53,000 |
| Net income | 148,000 | 207,000 | 300,000 | 350,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,167,000 | 8,142,000 | 8,255,000 | 8,173,000 |
| Total capital | 8,480,000 | 8,463,000 | 8,607,000 | 8,533,000 |
| Risk-weighted assets | 26,817,000 | 30,677,000 | 31,202,000 | 34,391,000 |