Call reports 2017
COMMUNITY BANK — 2017
What COMMUNITY BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 55,099,000 | 53,523,000 | 52,994,000 | 52,409,000 |
| Total loans | 24,363,000 | 25,093,000 | 25,657,000 | 24,667,000 |
| Allowance for loan losses | 297,000 | 309,000 | 321,000 | 315,000 |
| Securities available for sale | 24,274,000 | 23,647,000 | 22,661,000 | 22,048,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,535,000 | 44,836,000 | 43,381,000 | 44,119,000 |
| Interest-bearing deposits | 37,179,000 | 35,795,000 | 34,987,000 | 34,383,000 |
| Noninterest-bearing deposits | 9,356,000 | 9,041,000 | 8,394,000 | 9,736,000 |
| Equity capital | 8,203,000 | 8,276,000 | 8,338,000 | 8,094,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 523,000 | 1,058,000 | 1,597,000 | 2,135,000 |
| Interest expense | 67,000 | 130,000 | 198,000 | 267,000 |
| Net interest income | 456,000 | 928,000 | 1,399,000 | 1,868,000 |
| Noninterest income | 14,000 | 28,000 | 48,000 | 73,000 |
| Noninterest expense | 284,000 | 590,000 | 907,000 | 1,517,000 |
| Provision for loan losses | 25,000 | 40,000 | 80,000 | 80,000 |
| Pretax income | 161,000 | 326,000 | 460,000 | 344,000 |
| Income tax | 29,000 | 78,000 | 108,000 | -7,000 |
| Net income | 132,000 | 248,000 | 352,000 | 351,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,004,000 | 8,021,000 | 8,123,000 | 8,022,000 |
| Total capital | 8,301,000 | 8,330,000 | 8,444,000 | 8,337,000 |
| Risk-weighted assets | 30,227,000 | 29,379,000 | 28,003,000 | 26,952,000 |