Call reports 2015
COMMUNITY BANK — 2015
What COMMUNITY BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 55,166,000 | 54,667,000 | 53,589,000 | 53,962,000 |
| Total loans | 19,344,000 | 19,772,000 | 21,393,000 | 21,822,000 |
| Allowance for loan losses | 120,000 | 125,000 | 135,000 | 231,000 |
| Securities available for sale | 29,620,000 | 29,411,000 | 28,038,000 | 26,616,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,983,000 | 45,783,000 | 44,408,000 | 45,314,000 |
| Interest-bearing deposits | 36,251,000 | 37,414,000 | 36,091,000 | 35,667,000 |
| Noninterest-bearing deposits | 9,732,000 | 8,369,000 | 8,317,000 | 9,647,000 |
| Equity capital | 8,514,000 | 8,333,000 | 8,483,000 | 8,164,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 479,000 | 971,000 | 1,487,000 | 2,004,000 |
| Interest expense | 60,000 | 122,000 | 187,000 | 249,000 |
| Net interest income | 419,000 | 849,000 | 1,300,000 | 1,755,000 |
| Noninterest income | 4,000 | 7,000 | 9,000 | 18,000 |
| Noninterest expense | 267,000 | 562,000 | 943,000 | 1,394,000 |
| Provision for loan losses | 20,000 | 20,000 | 30,000 | 163,000 |
| Pretax income | 269,000 | 407,000 | 469,000 | 349,000 |
| Income tax | 75,000 | 107,000 | 110,000 | 39,000 |
| Net income | 194,000 | 300,000 | 359,000 | 310,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,939,000 | 7,944,000 | 8,004,000 | 7,779,000 |
| Total capital | 8,059,000 | 8,069,000 | 8,139,000 | 8,010,000 |
| Risk-weighted assets | 25,196,000 | 25,371,000 | 26,789,000 | 27,285,000 |