Call reports 2017
FLORIDIAN COMMUNITY BANK, INC. — 2017
What FLORIDIAN COMMUNITY BANK, INC. reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 480,310,000 | 577,852,000 | 545,116,000 | 528,127,000 |
| Total loans | 385,142,000 | 431,344,000 | 435,813,000 | 435,628,000 |
| Allowance for loan losses | 3,356,000 | 3,927,000 | 4,606,000 | 4,683,000 |
| Securities available for sale | 38,743,000 | 52,046,000 | 49,499,000 | 42,839,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 353,391,000 | 434,190,000 | 404,749,000 | 402,603,000 |
| Interest-bearing deposits | 261,833,000 | 335,408,000 | 319,004,000 | 325,460,000 |
| Noninterest-bearing deposits | 91,558,000 | 98,782,000 | 85,745,000 | 77,143,000 |
| Equity capital | 44,330,000 | 45,245,000 | 46,156,000 | 47,287,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 4,934,000 | 10,518,000 | 16,650,000 | 23,128,000 |
| Interest expense | 766,000 | 1,814,000 | 3,088,000 | 4,297,000 |
| Net interest income | 4,168,000 | 8,704,000 | 13,562,000 | 18,831,000 |
| Noninterest income | 416,000 | 617,000 | 846,000 | 987,000 |
| Noninterest expense | 3,222,000 | 6,350,000 | 9,713,000 | 12,866,000 |
| Provision for loan losses | 200,000 | 735,000 | 895,000 | 895,000 |
| Pretax income | 1,162,000 | 2,265,000 | 3,878,000 | 6,223,000 |
| Income tax | 432,000 | 850,000 | 1,484,000 | 2,585,000 |
| Net income | 730,000 | 1,415,000 | 2,394,000 | 3,638,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,747,000 | 45,433,000 | 46,412,000 | 47,656,000 |
| Total capital | 48,112,000 | 49,370,000 | 51,027,000 | 52,348,000 |
| Risk-weighted assets | 388,230,000 | 444,234,000 | 440,011,000 | 431,175,000 |