Call reports 2016
FLORIDIAN COMMUNITY BANK, INC. — 2016
What FLORIDIAN COMMUNITY BANK, INC. reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 390,349,000 | 375,662,000 | 384,963,000 | 423,118,000 |
| Total loans | 294,559,000 | 310,679,000 | 327,032,000 | 355,699,000 |
| Allowance for loan losses | 2,478,000 | 2,700,000 | 2,922,000 | 3,125,000 |
| Securities available for sale | 11,601,000 | 10,297,000 | 19,141,000 | 21,888,000 |
| Securities held to maturity | 0 | 11,818,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 295,569,000 | 283,638,000 | 287,000,000 | 335,681,000 |
| Interest-bearing deposits | 211,147,000 | 210,845,000 | 217,908,000 | 248,863,000 |
| Noninterest-bearing deposits | 84,422,000 | 72,793,000 | 69,092,000 | 86,818,000 |
| Equity capital | 41,799,000 | 42,294,000 | 43,027,000 | 43,508,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 4,037,000 | 8,060,000 | 12,320,000 | 16,907,000 |
| Interest expense | 599,000 | 1,206,000 | 1,815,000 | 2,521,000 |
| Net interest income | 3,438,000 | 6,854,000 | 10,505,000 | 14,386,000 |
| Noninterest income | 185,000 | 419,000 | 698,000 | 1,472,000 |
| Noninterest expense | 2,610,000 | 5,341,000 | 8,015,000 | 11,116,000 |
| Provision for loan losses | 1,955,000 | 2,090,000 | 2,284,000 | 2,434,000 |
| Pretax income | -918,000 | -130,000 | 967,000 | 2,371,000 |
| Income tax | -354,000 | -66,000 | 317,000 | 825,000 |
| Net income | -564,000 | -64,000 | 650,000 | 1,546,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,907,000 | 42,407,000 | 43,121,000 | 44,017,000 |
| Total capital | 44,394,000 | 45,116,000 | 46,052,000 | 47,151,000 |
| Risk-weighted assets | 291,004,000 | 310,733,000 | 327,290,000 | 354,469,000 |