Call reports 2015
FLORIDIAN COMMUNITY BANK, INC. — 2015
What FLORIDIAN COMMUNITY BANK, INC. reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 400,704,000 | 396,794,000 | 380,920,000 | 377,981,000 |
| Total loans | 288,763,000 | 290,716,000 | 303,328,000 | 306,026,000 |
| Allowance for loan losses | 4,451,000 | 4,548,000 | 4,447,000 | 3,051,000 |
| Securities available for sale | 13,527,000 | 13,017,000 | 12,595,000 | 14,253,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 303,865,000 | 293,865,000 | 276,454,000 | 276,646,000 |
| Interest-bearing deposits | 238,955,000 | 227,166,000 | 202,753,000 | 205,938,000 |
| Noninterest-bearing deposits | 64,910,000 | 66,699,000 | 73,701,000 | 70,708,000 |
| Equity capital | 31,245,000 | 39,222,000 | 40,015,000 | 39,328,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 3,393,000 | 7,209,000 | 11,112,000 | 15,173,000 |
| Interest expense | 672,000 | 1,305,000 | 1,875,000 | 2,458,000 |
| Net interest income | 2,721,000 | 5,904,000 | 9,237,000 | 12,715,000 |
| Noninterest income | 457,000 | 997,000 | 1,615,000 | 2,181,000 |
| Noninterest expense | 2,498,000 | 5,164,000 | 7,933,000 | 10,336,000 |
| Provision for loan losses | 875,000 | 955,000 | 955,000 | 3,760,000 |
| Pretax income | -192,000 | 785,000 | 1,967,000 | 803,000 |
| Income tax | -74,000 | 309,000 | 777,000 | 255,000 |
| Net income | -118,000 | 476,000 | 1,190,000 | 548,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,306,000 | 39,400,000 | 40,114,000 | 39,471,000 |
| Total capital | 34,946,000 | 43,029,000 | 43,807,000 | 42,531,000 |
| Risk-weighted assets | 290,402,000 | 289,365,000 | 294,706,000 | 300,431,000 |