Call reports 2014
FLORIDIAN COMMUNITY BANK, INC. — 2014
What FLORIDIAN COMMUNITY BANK, INC. reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 309,013,000 | 310,100,000 | 330,449,000 | 350,497,000 |
| Total loans | 205,149,000 | 246,248,000 | 268,686,000 | 275,892,000 |
| Allowance for loan losses | 2,683,000 | 3,007,000 | 3,307,000 | 3,545,000 |
| Securities available for sale | 29,512,000 | 26,104,000 | 22,652,000 | 16,447,000 |
| Securities held to maturity | 19,498,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 249,819,000 | 239,460,000 | 237,095,000 | 257,336,000 |
| Interest-bearing deposits | 200,348,000 | 182,961,000 | 186,254,000 | 207,570,000 |
| Noninterest-bearing deposits | 49,471,000 | 56,499,000 | 50,841,000 | 49,766,000 |
| Equity capital | 26,502,000 | 27,057,000 | 29,104,000 | 30,025,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 3,017,000 | 6,342,000 | 9,845,000 | 13,550,000 |
| Interest expense | 562,000 | 1,115,000 | 1,714,000 | 2,365,000 |
| Net interest income | 2,455,000 | 5,227,000 | 8,131,000 | 11,185,000 |
| Noninterest income | 266,000 | 533,000 | 1,191,000 | 1,536,000 |
| Noninterest expense | 2,125,000 | 4,411,000 | 6,733,000 | 9,260,000 |
| Provision for loan losses | 667,000 | 1,594,000 | 1,837,000 | 1,878,000 |
| Pretax income | -58,000 | 308,000 | 1,310,000 | 2,150,000 |
| Income tax | -18,000 | 125,000 | 506,000 | 727,000 |
| Net income | -40,000 | 183,000 | 804,000 | 1,423,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,210,000 | 27,433,000 | 29,404,000 | 30,173,000 |
| Total capital | 29,902,000 | 30,450,000 | 32,721,000 | 33,592,000 |
| Risk-weighted assets | 225,571,000 | 253,438,000 | 270,926,000 | 273,357,000 |