Call reports 2013
FLORIDIAN COMMUNITY BANK, INC. — 2013
What FLORIDIAN COMMUNITY BANK, INC. reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 276,955,000 | 277,323,000 | 278,006,000 | 304,528,000 |
| Total loans | 179,996,000 | 159,641,000 | 168,104,000 | 194,800,000 |
| Allowance for loan losses | 2,254,000 | 2,108,000 | 2,242,000 | 1,985,000 |
| Securities available for sale | 41,432,000 | 46,121,000 | 45,357,000 | 34,856,000 |
| Securities held to maturity | 0 | 4,316,000 | 10,894,000 | 17,934,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 231,956,000 | 234,555,000 | 238,976,000 | 247,085,000 |
| Interest-bearing deposits | 194,693,000 | 198,532,000 | 198,671,000 | 203,637,000 |
| Noninterest-bearing deposits | 37,263,000 | 36,024,000 | 40,306,000 | 43,447,000 |
| Equity capital | 25,915,000 | 24,941,000 | 24,794,000 | 25,109,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,699,000 | 5,302,000 | 7,953,000 | 10,829,000 |
| Interest expense | 575,000 | 1,142,000 | 1,702,000 | 2,259,000 |
| Net interest income | 2,124,000 | 4,160,000 | 6,251,000 | 8,570,000 |
| Noninterest income | 289,000 | 580,000 | 838,000 | 1,170,000 |
| Noninterest expense | 1,964,000 | 4,161,000 | 6,192,000 | 8,235,000 |
| Provision for loan losses | 200,000 | 600,000 | 765,000 | 1,215,000 |
| Pretax income | 439,000 | 464,000 | 617,000 | 870,000 |
| Income tax | 168,000 | 183,000 | 242,000 | 237,000 |
| Net income | 271,000 | 281,000 | 375,000 | 633,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,688,000 | 25,698,000 | 25,792,000 | 26,050,000 |
| Total capital | 27,951,000 | 27,815,000 | 28,043,000 | 28,044,000 |
| Risk-weighted assets | 197,325,000 | 195,063,000 | 209,000,000 | 229,370,000 |