Call reports 2012
FLORIDIAN COMMUNITY BANK, INC. — 2012
What FLORIDIAN COMMUNITY BANK, INC. reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 275,162,000 | 258,780,000 | 275,297,000 | 272,068,000 |
| Total loans | 157,696,000 | 161,102,000 | 182,375,000 | 176,996,000 |
| Allowance for loan losses | 2,993,000 | 2,362,000 | 2,276,000 | 2,284,000 |
| Securities available for sale | 51,489,000 | 48,789,000 | 47,659,000 | 43,192,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 227,446,000 | 214,590,000 | 229,681,000 | 227,672,000 |
| Interest-bearing deposits | 190,287,000 | 180,653,000 | 191,119,000 | 194,453,000 |
| Noninterest-bearing deposits | 37,159,000 | 33,937,000 | 38,563,000 | 33,219,000 |
| Equity capital | 23,806,000 | 24,368,000 | 25,317,000 | 25,767,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,973,000 | 5,740,000 | 8,933,000 | 11,618,000 |
| Interest expense | 700,000 | 1,317,000 | 1,925,000 | 2,528,000 |
| Net interest income | 2,273,000 | 4,423,000 | 7,008,000 | 9,090,000 |
| Noninterest income | 211,000 | 409,000 | 516,000 | 733,000 |
| Noninterest expense | 2,016,000 | 4,119,000 | 5,879,000 | 7,769,000 |
| Provision for loan losses | -100,000 | -544,000 | -544,000 | -544,000 |
| Pretax income | 586,000 | 1,275,000 | 2,451,000 | 2,855,000 |
| Income tax | 223,000 | 485,000 | 931,000 | 1,086,000 |
| Net income | 363,000 | 790,000 | 1,520,000 | 1,769,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,011,000 | 24,437,000 | 25,168,000 | 25,417,000 |
| Total capital | 26,325,000 | 26,754,000 | 27,453,000 | 27,710,000 |
| Risk-weighted assets | 184,449,000 | 185,260,000 | 192,893,000 | 197,215,000 |