Call reports 2011
FLORIDIAN COMMUNITY BANK, INC. — 2011
What FLORIDIAN COMMUNITY BANK, INC. reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 232,545,000 | 228,534,000 | 232,273,000 | 259,349,000 |
| Total loans | 149,120,000 | 157,105,000 | 165,718,000 | 160,815,000 |
| Allowance for loan losses | 3,454,000 | 3,482,000 | 3,577,000 | 3,282,000 |
| Securities available for sale | 32,934,000 | 21,122,000 | 27,862,000 | 39,025,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 185,639,000 | 182,773,000 | 187,276,000 | 212,452,000 |
| Interest-bearing deposits | 152,980,000 | 145,170,000 | 153,502,000 | 176,209,000 |
| Noninterest-bearing deposits | 32,659,000 | 37,603,000 | 33,774,000 | 36,243,000 |
| Equity capital | 19,740,000 | 21,528,000 | 21,541,000 | 23,353,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,851,000 | 5,580,000 | 8,196,000 | 10,972,000 |
| Interest expense | 718,000 | 1,382,000 | 2,013,000 | 2,684,000 |
| Net interest income | 2,133,000 | 4,198,000 | 6,183,000 | 8,288,000 |
| Noninterest income | 137,000 | 312,000 | 508,000 | 288,000 |
| Noninterest expense | 1,850,000 | 3,750,000 | 5,578,000 | 7,492,000 |
| Provision for loan losses | 384,000 | 409,000 | 504,000 | 209,000 |
| Pretax income | 36,000 | 472,000 | 763,000 | 1,029,000 |
| Income tax | 18,000 | 183,000 | 296,000 | 399,000 |
| Net income | 18,000 | 289,000 | 467,000 | 630,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,243,000 | 20,981,000 | 21,367,000 | 23,459,000 |
| Total capital | 21,212,000 | 22,995,000 | 23,722,000 | 25,800,000 |
| Risk-weighted assets | 155,369,000 | 159,718,000 | 186,657,000 | 186,339,000 |