Call reports 2010
FLORIDIAN COMMUNITY BANK, INC. — 2010
What FLORIDIAN COMMUNITY BANK, INC. reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 211,837,000 | 212,010,000 | 218,642,000 | 220,583,000 |
| Total loans | 150,543,000 | 148,007,000 | 154,528,000 | 152,446,000 |
| Allowance for loan losses | 2,476,000 | 2,790,000 | 2,838,000 | 3,382,000 |
| Securities available for sale | 0 | 0 | 4,196,000 | 33,587,000 |
| Securities held to maturity | 9,132,000 | 24,240,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 173,313,000 | 173,663,000 | 169,155,000 | 169,564,000 |
| Interest-bearing deposits | 144,626,000 | 147,642,000 | 141,368,000 | 142,732,000 |
| Noninterest-bearing deposits | 28,687,000 | 26,021,000 | 27,786,000 | 26,832,000 |
| Equity capital | 16,318,000 | 16,573,000 | 19,282,000 | 18,905,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,491,000 | 5,327,000 | 8,079,000 | 10,903,000 |
| Interest expense | 812,000 | 1,651,000 | 2,422,000 | 3,195,000 |
| Net interest income | 1,679,000 | 3,676,000 | 5,657,000 | 7,708,000 |
| Noninterest income | 154,000 | 474,000 | 764,000 | 856,000 |
| Noninterest expense | 1,460,000 | 3,072,000 | 4,847,000 | 6,543,000 |
| Provision for loan losses | 192,000 | 482,000 | 552,000 | 1,042,000 |
| Pretax income | 181,000 | 596,000 | 1,508,000 | 1,478,000 |
| Income tax | 72,000 | 232,000 | 578,000 | 568,000 |
| Net income | 109,000 | 364,000 | 930,000 | 910,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,329,000 | 14,744,000 | 18,327,000 | 18,585,000 |
| Total capital | 16,241,000 | 16,652,000 | 20,258,000 | 20,544,000 |
| Risk-weighted assets | 152,407,000 | 151,031,000 | 153,591,000 | 155,261,000 |