Call reports 2009
FLORIDIAN COMMUNITY BANK, INC. — 2009
What FLORIDIAN COMMUNITY BANK, INC. reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 129,922,000 | 151,343,000 | 165,479,000 | 192,898,000 |
| Total loans | 103,233,000 | 123,421,000 | 129,758,000 | 137,682,000 |
| Allowance for loan losses | 1,201,000 | 1,307,000 | 1,622,000 | 2,290,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 3,131,000 | 2,939,000 | 2,813,000 | 6,386,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 98,338,000 | 111,721,000 | 131,673,000 | 156,342,000 |
| Interest-bearing deposits | 83,259,000 | 95,009,000 | 108,069,000 | 126,048,000 |
| Noninterest-bearing deposits | 15,079,000 | 16,712,000 | 23,604,000 | 30,294,000 |
| Equity capital | 12,830,000 | 13,476,000 | 13,129,000 | 14,409,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,670,000 | 3,520,000 | 5,464,000 | 7,566,000 |
| Interest expense | 717,000 | 1,472,000 | 2,263,000 | 3,081,000 |
| Net interest income | 953,000 | 2,048,000 | 3,201,000 | 4,485,000 |
| Noninterest income | 43,000 | 93,000 | 177,000 | 322,000 |
| Noninterest expense | 987,000 | 2,190,000 | 3,472,000 | 4,890,000 |
| Provision for loan losses | 135,000 | 241,000 | 756,000 | 4,384,000 |
| Pretax income | -126,000 | -290,000 | -850,000 | -4,467,000 |
| Income tax | -46,000 | -106,000 | -315,000 | -1,673,000 |
| Net income | -80,000 | -184,000 | -535,000 | -2,794,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,395,000 | 12,982,000 | 12,426,000 | 12,348,000 |
| Total capital | 13,596,000 | 14,289,000 | 14,048,000 | 14,118,000 |
| Risk-weighted assets | 106,220,000 | 129,011,000 | 136,336,000 | 140,919,000 |