FACTANKER · measured, cited, anchored official records connected

Call reports 2008

FLORIDIAN COMMUNITY BANK, INC. — 2008

What FLORIDIAN COMMUNITY BANK, INC. reported to the FFIEC in 2008, quarter by quarter.

PERIOD: 2008SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/2d1fadb3-7db3-44f2-b6d1-fa73fb9f07fc/2008

Balance sheet

What the bank holds and owes at quarter end

Measure2008Q12008Q22008Q32008Q4
Total assets80,997,00091,611,000102,261,000117,499,000
Total loans64,847,00070,617,00077,990,00091,673,000
Allowance for loan losses601,000800,000907,0001,066,000
Securities available for sale0000
Securities held to maturity2,500,0002,500,0003,046,0001,725,000
Trading assets0000
Total deposits52,172,00062,775,00072,509,00089,175,000
Interest-bearing deposits41,889,00055,276,00063,445,00075,760,000
Noninterest-bearing deposits10,283,0007,500,0009,064,00013,416,000
Equity capital13,087,00013,072,00013,049,00012,909,000

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure2008Q12008Q22008Q32008Q4
Interest income1,411,0002,690,0004,133,0005,688,000
Interest expense610,0001,157,0001,801,0002,521,000
Net interest income801,0001,533,0002,332,0003,167,000
Noninterest income26,00056,00083,000120,000
Noninterest expense772,0001,592,0002,483,0003,415,000
Provision for loan losses40,000289,000400,000559,000
Pretax income15,000-292,000-468,000-687,000
Income tax7,000-106,000-171,000-251,000
Net income8,000-186,000-297,000-436,000

Regulatory capital

Basel measures — not reported for every quarter

Measure2008Q12008Q22008Q32008Q4
Tier 1 capital12,957,00012,828,00012,741,00012,621,000
Total capital13,558,00013,628,00013,648,00013,687,000
Risk-weighted assets72,778,00078,592,00083,712,00094,985,000