Call reports 2007
FLORIDIAN COMMUNITY BANK, INC. — 2007
What FLORIDIAN COMMUNITY BANK, INC. reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 68,172,000 | 62,016,000 | 67,546,000 | 77,603,000 |
| Total loans | 49,320,000 | 48,331,000 | 50,858,000 | 60,763,000 |
| Allowance for loan losses | 475,000 | 479,000 | 494,000 | 561,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 6,000,000 | 5,000,000 | 6,500,000 | 4,500,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,861,000 | 45,900,000 | 52,387,000 | 52,233,000 |
| Interest-bearing deposits | 38,852,000 | 37,703,000 | 44,083,000 | 45,852,000 |
| Noninterest-bearing deposits | 11,009,000 | 8,197,000 | 8,304,000 | 6,381,000 |
| Equity capital | 12,792,000 | 12,877,000 | 12,977,000 | 13,079,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,263,000 | 2,556,000 | 3,882,000 | 5,315,000 |
| Interest expense | 445,000 | 939,000 | 1,430,000 | 2,001,000 |
| Net interest income | 818,000 | 1,617,000 | 2,452,000 | 3,314,000 |
| Noninterest income | 20,000 | 49,000 | 74,000 | 97,000 |
| Noninterest expense | 560,000 | 1,245,000 | 1,928,000 | 2,580,000 |
| Provision for loan losses | 80,000 | 85,000 | 99,000 | 166,000 |
| Pretax income | 198,000 | 336,000 | 499,000 | 665,000 |
| Income tax | 75,000 | 128,000 | 191,000 | 255,000 |
| Net income | 123,000 | 208,000 | 308,000 | 410,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,475,000 | 12,613,000 | 12,776,000 | 12,942,000 |
| Total capital | 12,950,000 | 13,092,000 | 13,270,000 | 13,503,000 |
| Risk-weighted assets | 55,787,000 | 53,794,000 | 58,733,000 | 68,325,000 |