Call reports 2005
FLORIDIAN COMMUNITY BANK, INC. — 2005
What FLORIDIAN COMMUNITY BANK, INC. reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 40,665,000 | 37,287,000 | 41,028,000 | 50,478,000 |
| Total loans | 26,350,000 | 25,914,000 | 34,043,000 | 36,477,000 |
| Allowance for loan losses | 253,000 | 257,000 | 288,000 | 367,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 996,000 | 2,003,000 | 2,001,000 | 2,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,798,000 | 28,914,000 | 32,678,000 | 40,746,000 |
| Interest-bearing deposits | 23,179,000 | 18,398,000 | 20,598,000 | 28,368,000 |
| Noninterest-bearing deposits | 9,619,000 | 10,516,000 | 12,079,000 | 12,378,000 |
| Equity capital | 7,234,000 | 7,233,000 | 7,256,000 | 7,306,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 489,000 | 1,060,000 | 1,778,000 | 2,649,000 |
| Interest expense | 90,000 | 192,000 | 341,000 | 565,000 |
| Net interest income | 399,000 | 868,000 | 1,437,000 | 2,084,000 |
| Noninterest income | 16,000 | 49,000 | 48,000 | 59,000 |
| Noninterest expense | 401,000 | 899,000 | 1,397,000 | 1,895,000 |
| Provision for loan losses | 12,000 | 16,000 | 47,000 | 126,000 |
| Pretax income | 2,000 | 2,000 | 41,000 | 122,000 |
| Income tax | 1,000 | 2,000 | 18,000 | 49,000 |
| Net income | 1,000 | 0 | 23,000 | 73,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,572,000 | 6,572,000 | 6,611,000 | 6,692,000 |
| Total capital | 6,825,000 | 6,829,000 | 6,899,000 | 7,059,000 |
| Risk-weighted assets | 36,456,000 | 34,103,000 | 38,972,000 | 42,768,000 |
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