Call reports 2004
FLORIDIAN COMMUNITY BANK, INC. — 2004
What FLORIDIAN COMMUNITY BANK, INC. reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 28,147,000 | 27,272,000 | 30,840,000 | 33,603,000 |
| Total loans | 19,917,000 | 22,553,000 | 23,234,000 | 23,546,000 |
| Allowance for loan losses | 207,000 | 225,000 | 240,000 | 241,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,996,000 | 1,496,000 | 499,000 | 498,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,179,000 | 18,509,000 | 22,748,000 | 25,576,000 |
| Interest-bearing deposits | 10,281,000 | 12,564,000 | 13,354,000 | 17,350,000 |
| Noninterest-bearing deposits | 8,898,000 | 5,946,000 | 9,394,000 | 8,227,000 |
| Equity capital | 7,240,000 | 7,220,000 | 7,217,000 | 7,233,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 329,000 | 698,000 | 1,099,000 | 1,559,000 |
| Interest expense | 42,000 | 94,000 | 151,000 | 217,000 |
| Net interest income | 287,000 | 604,000 | 948,000 | 1,342,000 |
| Noninterest income | 8,000 | 22,000 | 41,000 | 52,000 |
| Noninterest expense | 344,000 | 689,000 | 1,041,000 | 1,419,000 |
| Provision for loan losses | 47,000 | 65,000 | 80,000 | 80,000 |
| Pretax income | -96,000 | -128,000 | -132,000 | -105,000 |
| Income tax | -36,000 | -48,000 | -49,000 | -38,000 |
| Net income | -60,000 | -80,000 | -83,000 | -67,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,579,000 | 6,547,000 | 6,543,000 | 6,570,000 |
| Total capital | 6,786,000 | 6,772,000 | 6,783,000 | 6,811,000 |
| Risk-weighted assets | 18,995,000 | 20,414,000 | 21,463,000 | 27,073,000 |
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