Call reports 2026
PALMETTO STATE BANK — 2026
What PALMETTO STATE BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 619,096,000 | 597,494,000 |
| Total loans | 231,860,000 | 233,625,000 |
| Allowance for loan losses | 3,910,000 | 3,921,000 |
| Securities available for sale | 75,609,000 | 66,525,000 |
| Securities held to maturity | 235,291,000 | 232,418,000 |
| Trading assets | 0 | 0 |
| Total deposits | 515,060,000 | 493,664,000 |
| Interest-bearing deposits | 381,299,000 | 364,883,000 |
| Noninterest-bearing deposits | 133,761,000 | 128,781,000 |
| Equity capital | 80,967,000 | 82,777,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 6,043,000 | 12,159,000 |
| Interest expense | 1,397,000 | 2,754,000 |
| Net interest income | 4,646,000 | 9,405,000 |
| Noninterest income | 765,000 | 1,580,000 |
| Noninterest expense | 3,870,000 | 7,253,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 1,541,000 | 3,732,000 |
| Income tax | 346,000 | 789,000 |
| Net income | 1,195,000 | 2,943,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 89,871,000 | 91,619,000 |