Call reports 2014
PALMETTO STATE BANK — 2014
What PALMETTO STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 426,794,000 | 478,736,000 | 485,229,000 | 486,866,000 |
| Total loans | 162,958,000 | 172,929,000 | 173,058,000 | 181,285,000 |
| Allowance for loan losses | 3,924,000 | 4,564,000 | 4,889,000 | 4,184,000 |
| Securities available for sale | 1,995,000 | 46,267,000 | 57,219,000 | 76,166,000 |
| Securities held to maturity | 203,950,000 | 186,577,000 | 179,188,000 | 161,569,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 353,345,000 | 403,432,000 | 407,542,000 | 403,705,000 |
| Interest-bearing deposits | 312,292,000 | 319,811,000 | 2,054,000 | 381,040,000 |
| Noninterest-bearing deposits | 41,053,000 | 83,621,000 | 405,488,000 | 22,665,000 |
| Equity capital | 63,561,000 | 64,894,000 | 66,136,000 | 71,173,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 3,722,000 | 7,850,000 | 12,319,000 | 16,509,000 |
| Interest expense | 252,000 | 536,000 | 826,000 | 1,112,000 |
| Net interest income | 3,470,000 | 7,314,000 | 11,493,000 | 15,397,000 |
| Noninterest income | 660,000 | 1,335,000 | 2,264,000 | 3,183,000 |
| Noninterest expense | 2,556,000 | 5,245,000 | 8,141,000 | 10,551,000 |
| Provision for loan losses | 315,000 | 495,000 | 855,000 | 1,195,000 |
| Pretax income | 1,259,000 | 3,101,000 | 4,953,000 | 7,026,000 |
| Income tax | 367,000 | 802,000 | 1,357,000 | 1,861,000 |
| Net income | 892,000 | 2,299,000 | 3,596,000 | 5,165,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 63,291,000 | 64,698,000 | 65,995,000 | 70,042,000 |
| Total capital | 66,004,000 | 67,627,000 | 68,879,000 | 74,226,000 |
| Risk-weighted assets | 217,397,000 | 234,260,000 | 228,711,000 | 368,568,000 |
Machine access — free, no API key
Every figure shown here about PALMETTO STATE BANK — 2014 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.