Call reports 2012
PALMETTO STATE BANK — 2012
What PALMETTO STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 423,183,000 | 434,647,000 | 435,372,000 | 438,247,000 |
| Total loans | 178,945,000 | 174,687,000 | 169,714,000 | 171,169,000 |
| Allowance for loan losses | 4,049,000 | 4,070,000 | 3,749,000 | 3,568,000 |
| Securities available for sale | 89,584,000 | 67,726,000 | 67,669,000 | 62,546,000 |
| Securities held to maturity | 92,735,000 | 129,516,000 | 146,062,000 | 157,620,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 349,429,000 | 351,771,000 | 350,719,000 | 361,501,000 |
| Interest-bearing deposits | 329,598,000 | 333,602,000 | 333,327,000 | 333,627,000 |
| Noninterest-bearing deposits | 19,831,000 | 18,169,000 | 17,392,000 | 27,874,000 |
| Equity capital | 58,377,000 | 59,672,000 | 60,511,000 | 60,059,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 4,041,000 | 8,296,000 | 12,350,000 | 16,483,000 |
| Interest expense | 422,000 | 856,000 | 1,249,000 | 1,605,000 |
| Net interest income | 3,619,000 | 7,440,000 | 11,101,000 | 14,878,000 |
| Noninterest income | 537,000 | 1,050,000 | 1,750,000 | 2,360,000 |
| Noninterest expense | 2,534,000 | 4,944,000 | 7,452,000 | 9,397,000 |
| Provision for loan losses | 585,000 | 1,170,000 | 1,755,000 | 2,680,000 |
| Pretax income | 1,037,000 | 2,376,000 | 3,644,000 | 5,161,000 |
| Income tax | 165,000 | 375,000 | 765,000 | 1,254,000 |
| Net income | 872,000 | 2,001,000 | 2,879,000 | 3,907,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 57,886,000 | 59,015,000 | 59,893,000 | 59,521,000 |
| Total capital | 60,843,000 | 61,936,000 | 62,754,000 | 62,391,000 |
| Risk-weighted assets | 235,447,000 | 232,569,000 | 228,774,000 | 230,351,000 |
Machine access — free, no API key
Every figure shown here about PALMETTO STATE BANK — 2012 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.