Call reports 2017
TECHE BANK AND TRUST COMPANY — 2017
What TECHE BANK AND TRUST COMPANY reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 103,899,000 | 100,403,000 | 96,581,000 | 94,589,000 |
| Total loans | 62,668,000 | 60,659,000 | 60,252,000 | 59,455,000 |
| Allowance for loan losses | 880,000 | 878,000 | 869,000 | 767,000 |
| Securities available for sale | 24,162,000 | 25,192,000 | 24,233,000 | 21,212,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 92,233,000 | 88,508,000 | 84,532,000 | 82,383,000 |
| Interest-bearing deposits | 70,053,000 | 66,495,000 | 64,682,000 | 60,741,000 |
| Noninterest-bearing deposits | 22,180,000 | 22,013,000 | 19,850,000 | 21,643,000 |
| Equity capital | 11,296,000 | 11,492,000 | 11,615,000 | 11,789,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,081,000 | 2,128,000 | 3,186,000 | 4,252,000 |
| Interest expense | 42,000 | 86,000 | 140,000 | 193,000 |
| Net interest income | 1,039,000 | 2,042,000 | 3,046,000 | 4,059,000 |
| Noninterest income | 219,000 | 442,000 | 649,000 | 865,000 |
| Noninterest expense | 956,000 | 1,908,000 | 2,803,000 | 3,666,000 |
| Provision for loan losses | 59,000 | 79,000 | 100,000 | 100,000 |
| Pretax income | 243,000 | 497,000 | 792,000 | 1,158,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 243,000 | 497,000 | 792,000 | 1,158,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,526,000 | 10,781,000 | 10,976,000 | 11,341,000 |
| Total capital | 11,311,000 | 11,544,000 | 11,718,000 | 12,090,000 |
| Risk-weighted assets | 62,667,000 | 60,949,000 | 59,244,000 | 59,865,000 |